Professor Guerrero's Blog

mguerrero@gmail.com

Co-author of East of Tiffany's, 13 short stories of a Latino immigrant's success in USA; a journey from West Harlem to Sutton Place and Park Avenue. Check out the reviews in Amazon.com and in Barnes and Noble.

on KINDLE on NOOK

My best seller as of now is

Titanes de la Filosofia

Professor Guerrero's Blog: About Credit Scores Professor Guerrero's Blog: Book Reviews, Human Interest Articles, Accounting Lessons, and Writing Techniques

Book Reviews  

Books

Sentence Openers Book: FREE Lessons

Jane Austen  

Boethius: Consolation of Philosophy

How to Become a Writer  

Personal Finance  

Self Help, Wealth, & Learning

Greeks Romans Trojans  

Feminism  

Great Gatsby: Is Nick Gay?

All my books are now in NOOK

Ideas About the Novel is a prophetic book that all writers must own.

Ideas About the Novel by Ortega y Gasset - my translation $0.99


Next to Cervantes, Benito Perez Galdos is the most beloved Spanish writer of all times.

Torquemada at the Stake by Perez Galdos- my translation $0.99

Lazarillo of Tormes - my translation $0.99
Read it in contemporary English -- No Thous, Thees, or King James' Bible language. Transliterated into easy language for enjoyable reading pleasure. Because The Lazarillo of Tormes pointed a new direction, European and American literature benefited with titles that today are considered classics: Cervantes’ Rinconete and Cortadillo; Daniel Defoe’s Moll Flanders, Henry Fielding’s Tom Jones and Joseph Andrews; Tobias Smollett’s Roderick Random, and Peregrine Pickle; Voltaire’s Candide; Charles Dickens’ David Copperfield. And many others to include American works ranging from Mark Twain to Saul Bellow.

Dehumanization of Art by Ortega y Gasset - my translation $0.99
The Dehumanization of Art— is now a constant in music, literature, aesthetics, and philosophy, having come to mean that in post-modern times human-shaped mimesis (representation of the human) is irrelevant to art. According to Ortega, the arts don't have to tell a human story; art should deal with its own forms—and not with the human form.

Sentence Openers
How writers open their sentences makes prose agile, interesting, and athletic. This e-book teaches how to break the pattern Subject-verb-object--and discard openings that begin with nouns, articles, and pronouns.

East of Tiffany's - bestseller $5
With the city as its backdrop "East of Tiffany's" is filled with earnest tales of love, loss, faith, success and morality. While business terminology is interwoven throughout these short stories, it's not business lessons that I take away with me, but life lessons. The circumstances and the characters' profound humanity are relatable despite their zip code . "Luke, Postmodern Man" offers a new vista into faith, suffering, and love of neighbor. Way after you read this book you'll find yourself thinking about the various characters throughout the series of stories and will find solace in their unwavering faith. The narrators' ability to reflect on their hardships with such serenity is inspiring.



My writing was as flat as a sidewalk. And then I downloaded ...

Mary Duffy's Toolbox for Writers
After I purchased Mary's e-book I started to get 'A's in my essays and term papers! Every page is filled with great writing tips, training lessons, and wonderful useful writing skills! Not only do I write essays for college, but also short stories!
--IVONNIE Indrawan
College student
Sentence Openers on KINDLE

Sentence Openers on NOOK













All my books are now in KINDLE


Ideas About the Novel by Ortega y Gasset - my translation $0.99
Torquemada at the Stake by Perez Galdos- my translation $0.99
Lazarillo of Tormes - my translation $0.99
Dehumanization of Art by Ortega y Gasset - my translation $0.99
Sentence Openers
East of Tiffany's - bestseller $5


The most beloved short story from Spanish literature
All my books are in NOOK $0.99 or in Amazon KINDLE $0.99








All my books are now in NOOK

Ideas About the Novel is a prophetic book that all writers must own.
Ideas About the Novel by Ortega y Gasset - my translation $0.99

Next to Cervantes, Benito Perez Galdos is the most beloved Spanish writer of all times.

Torquemada at the Stake by Perez Galdos- my translation $0.99

Lazarillo of Tormes - my translation $0.99
Read it in contemporary English -- No Thous, Thees, or King James' Bible language.

Dehumanization of Art by Ortega y Gasset - my translation $0.99
The Dehumanization of Art— is now a constant in music, literature, aesthetics, and philosophy, having come to mean that in post-modern times human-shaped mimesis (representation of the human) is irrelevant to art.

Sentence Openers
How writers open their sentences makes prose agile, interesting, and athletic.

East of Tiffany's - bestseller $5
With the city as its backdrop "East of Tiffany's" is filled with earnest tales of love, loss, faith, success and morality.



My writing was as flat as a sidewalk. And then I downloaded ...

Mary Duffy's Toolbox for Writers
After I purchased Mary's e-book I started to get 'A's in my essays and term papers!
--Ivonnie Indrawan
College student
Sentence Openers on KINDLE

Sentence Openers on NOOK





Available in KINDLE $0.99


Available in KINDLE $0.99

Friday, April 9, 2010

About Credit Scores

A megaphone in a yellow icon symbolizing hype;...Image via Wikipedia

When people see and hear that some items are sold for credit, they jump at the opportunity. It's not strange to state that there are lots of people who do not have sufficient cash on hand to pay for their expenses. And buying the items on credit is their easy solution.

When you buy things on credit, you also own the responsibility to repay what you've purchased--and the time will come (usually the end of the month). The creditor expects you to make payments on a specific date, something that you should not forget or overlook. Otherwise, your credit report will show a negative mark.

In order to build your credit history, you must see to it that you keep a high score. This will be of much help when applying for loans, mortgage, credit and debit cards, and even promissory notes. Bear in mind that since most major purchases in our lives are made on credit, we must show a good credit standing before applying for the purchase.

Three agencies are responsible for gathering people's credit history. Most establishments extending credit rely on these agencies reports.

All of us are plain human beings that constantly make mistakes, but it is not a valid excuse for not paying your debts on time. For those who are already damaged by bad reputation, you should re-establish and repair and regain good credit. And it is equally important to keep an eye on your scores; that is, to keep a clean credit docket. Get a report at least once a year. Many services online offer free information directly from the three agencies.

TransUnion, Experian, and Equifax are the three major credit tracking agencies which are responsible for gathering your credit information. You should find sites which offer free copies of your score. These scores are simple to understand, and some even provide detailed explanations and suggestions to maintain a high score.

So, get a copy! Getting a copy of your report online is the way to go; and it is delivered to you quickly, securely, and safely. With the speed of the Internet, you should get access to your report immediately, or within twenty-four hours at worst.

Check carefully each line of the report. You will easily see that there are mistakes. Once you identify the errors, confusions, misinformation, and other negative data, ask the agency to act fast to correct them. Mistaken ID is usually the most offending and cumbersome problem. Some first and last names are so common that the bureaus easily confused one individual with another.

A friend of mine got the shock of her life when she found in her report that she had failed to pay $39,000 on the purchase of an automobile in the state of Oklahoma. Since she had never even visited Oklahoma, after a few months of letter writing and telephone calls, she was able to prove that the entry was a case of mistaken identity.

While most people go through life without bothering with credit reports, those individuals who are responsible, careful about their history, and wise about their future, will pay attention to their credit history. When the moment comes that they need credit--their good reports will speak highly for them.

Debt Financing




Credit Scores




P/E Ratio, Crystal Ball




Current Liabilities




Adam Smith and Wealth



Personal Budgeting



Senada Selmani, model

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Professor Guerrero's Blog

Co-author of East of Tiffany's, 13 short stories that will warm your heart - See 101 reviews in Amazon.com and 37 in Barnes and Noble.

on KINDLE on NOOK

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Book Reviews   Accounting 1   How to Become a Writer   Personal Finance   Self Help, Wealth, & Learning

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